Spending wisely and putting a stop to wasting money can help deliver you safely on the other side of hard times
Reckless spending during a recession, whether on a personal, business or governmental level, can only perpetuate or deepen financial problems.
Learning to discern and separate necessary from unnecessary spending, is the first step to economic recovery. Reversing bad spending habits involves adopting a saner and more thoughtful set of spending principals. This can then translate into financial stability- even in times of recession...Full Article
Spread the word! Redbox is giving away free one-night DVD rentals to all fans on St. Patrick's Day" March 17, 2010
Redbox facebook app gave us a code: 24J5KD7 - not sure if this is for one time use or multiple.

Install water saving showerheads in the bathroom: contrary to popular belief these do not reduce water pressure; your renters will never know! A family of four, each taking a five-minute shower a day, can save $250 a year in water heating costs by switching to a low-flow showerhead.
Water usage can quickly add up, but by making yourself aware of the possible water wastage around your house, and by following these water conservation tips, you could easily save money on your monthly water bill. As an added incentive, not only will you keep your water bill low, you will also be helping to save energy as well as the environment...Full Article

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Set the water heater thermostat to 120 degrees: for every degree it’s set back you’ll save a percent! Please note: do not set to less than 120 degrees; you’ll risk unhealthy bacterial growth.
On average, American households waste 14 percent of their food purchases. That is a huge amount if your household matches the average. This means that for every $100 you spend on your groceries, $14 worth of it turns into wasted food.
By learning a few tips and techniques, you can cut down on food wastage, and possibly even completely eliminate your food wasting habits...Full Article

Ben & Jerry's FREE cone day is coming up on March 23rd. it's an annual tradition at many of of their scoop shops around the world. It's your chance to try any of their flavors for free! Click here for more details.

Bike to work: It will save you a lot of money and will be good exercise as well.
Electricity bills can be very expensive. In the summer we need to use the air conditioning, and In the winter we need heating. On top of that, all year round we require the use of the lights, tv, computer, and many other appliances. However, by learning to change our regular habits and by making some simple adjustments, we can reduce our energy consumption, and therefore save lots of money on future electricity bills...Full Article

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Print savings. If you decide you really must print something off the internet, check “Print Preview” first then Print only 1 page. You’ll be surprised how often you can save your printer from using a second sheet of paper (and ink!) if you know there is only one or two unnecessary lines that would appear on it.
For anybody that has been paying attention to the news for the last year, it's obvious that the banking and financial sectors have not been performing at the same level of average people's expectations.
With one bank collapsing after another from mid 2008 through early 2009—will there still be more collapses to come?—Americans are desperate to know if their financial institution is part of or above the rot eating its way through national and international banking. Here we will discuss a few ways to discover which banks are safer for your deposits, with a few specific mentions of credible institutions, as well as mention of which monitoring and rating agencies you can visit to corroborate your current or future bank's health...Full Article

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Keep healthy by getting out of the office during your lunch break: Regardless of whether it's a 30 minute or an hour-long lunch break, make it a point to get out of the office and take a stroll around your building or the neighborhood.
The most common way that people learn about personal finances is from their parents whilst growing up. For this reason, it is vitally important that you begin teaching your kids about money from as early an age as possible. This way, when your kids grow up, they will be less likely to make bad money decisions, and less likely to fall into debt. This guide details some important money lessons to teach your children...Full Article

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Save money on gas by combining car trips when doing errands and shopping.
The US housing market bubble burst long ago, and many American home owners have already been served with a foreclosure notice, or soon will be.
Not fulfilling your monthly mortgage payments will sooner or later result in foreclosure, and since so many Americans can no longer pay their mortgages—due to the almost criminal practices of banks and lenders in recent times—a lot of families are left thinking, “How can I delay my home's foreclosure?” Fortunately, there are creative and efficient ways to delay the foreclosure process, which is exactly what this article is all about!...Full Article

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With a group of friends, take turns in hosting a dinner and DVD night. Not only is this fun but also a good money saver.
If you are in need of some extra cash but do not have much spare time, consider making a paid plasma donation.
Although the process is a little more complex than that of donating blood, the big advantage is that, unlike with blood, one can make multiple plasma donations a month. For 3-4 hours weekly, you could donate plasma and get paid up to $280 a month, and by doing so, you will also be helping others and potentially saving lives.
Lets look at this in more detail...Full Article

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Start using cash for groceries. It will force you to think harder about every item in the cart!
There are many ways to protect yourself with non-lethal weapons, and in recent years, pepper spray has become an increasingly popular option.
Not only is pepper spray very cheap, but it is also light in weight, portable, and easy to use.
Although effective if used correctly, pepper spray isn’t the weapon of choice for everyone, and there are a few things to take into consideration when trying to decide wether or not to make your first pepper spray purchase.
This article should help to point you in the right direction...Full Article

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Refill foam soap containers with a mixture of water and liquid hand soap. You can use dollar store hand soap, or any kind of body wash or shampoo that you may not like using for the intended purpose.
Your party budget is small or nonexistent but you still want to celebrate, and you can! Throwing a party on a tight budget isn’t just possible; it’s a time-honored tradition!
From ‘rent parties’ thrown to keep artists and young professionals living indoors to charity smokers thrown to raise money to help pay someone’s hospital bills, people have been throwing low cost parties for as long as there have been people.
The following cheap party tips can help you to have plenty of fun with friends and family without breaking the bank to do it...Full Article
Pregnancy is an exciting and scary time under any circumstance, but when you are unemployed or short on money and resources, pregnancy can be downright terrifying.
Here are some tips for having a healthy pregnancy on a budget...Full Article
