Survival Guide: Being a Homeowner on a Budget

By: Survival Insight

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Your Survival Guide to Being a Homeowner on a Budget
Owning and maintaining a home can be quite costly; however, there are many do-it-yourself projects and money-saving things you can do when you are a homeowner on a budget. No one wants to be house-poor. No matter how much you love your home, there are always going to be trips you want to take or things you want to do outside of your home. For that reason, saving money on home expenses is key. This Survival Guide will provide you with some great ideas and tips for saving money as a homeowner!

This week's features:
Home Decorating Ideas for the Budget-Conscious
Tips for Building Your Own Furniture
How to Find a Handyman Who is Affordable and Reputable
Tips For Saving Money on Your Water Bill

Budget-Friendly Home Decorating Ideas

Are you looking for budget-friendly home decorating ideas? Luckily for you there are many methods of finding affordable and attractive decor solutions for your home without turning your home into a cluttered mess and putting a dent in your wallet! Home Decorating on a Budget

Before you set out on your mission to locate budget-friendly décor it would be a good idea for you to settle on a particular style or theme to your home. Are you looking for a seaside theme in your home? Are you looking for an eclectic and funky feel for your home? Or are you looking for an incredibly elegant look and feel for your house?

Read this article to learn some great tips about decorating your home on a budget.

Tips for Building Your Own Furniture

Building your own furniture is something that you may enjoy doing especially if you are one of those people who love owning things that bear their own impressions in one way or another.

Rather than buying the type of furniture that is mostly displayed in stores, both physical and online, an increasing number of people are now putting their abilities to the test in an attempt to build their own furniture.

To be successful at doing this you need to get forearmed with plenty of pertinent information, a number of personal skills, and a host of resources that will all combine to make your effort a worthwhile one. Read on to find out more...

How to Find a Handyman Who is Affordable and Reputable

If you find yourself without the time or the overall knowledge to handle the repairs and installation of items in your home, it may be a good idea to hire a handyman who is able to accomplish what you aren't able to do and within the budget that you have allotted for the project.

Read this article for some great tips on hiring a good, trustworthy and affordable handyman.

Tips For Saving Money on Your Water Bill

Water usage can quickly add up, but by making yourself aware of the possible water wastage around your house, and by following these water conservation tips, you could easily save money on your monthly water bill. As an added incentive, not only will you keep your water bill low, you will also be helping to save energy as well as the environment.

Read More to learn about how you can save money on your water bill.

Tips for Saving Money on Home Expenses

- Refinance your mortgage. With the incredibly low interest rates, you can end up saving close to $2,000 a year by refinancing. Check out this page on Yahoo to calculate your potential savings.

- Switch to compact fluorescent light bulbs in your house and save $30 in energy costs over the life of the bulb.

- Lower the temperature on your hot water heater to between 110 and 120 degrees. You don't really need it any hotter than that and you can save $20-$40 a year doing so.

- Pay close attention to your thermostat. Each extra degree in winter can increase heating costs by 3%. And in the summer, each degree can raise the cost by 6%!

- Use your oven instead of your microwave as often as possible and save up to 50% in energy costs for cooking.

- Hold off on doing laundry until you have full loads. Several small loads end up using more water than a one or two big loads. You could save up to $125 a year depending on your situation.

- Stick to basic phone services, if you have a land line. Call waiting and call forwarding are not necessary and they can almost double your costs for phone services.

Cable TV

- Getting rid of cable can save you up to $600 a year but if that is too drastic of a move for you, just switch to basic cable and still save up to $400 a year.

Source: Save Money on Your Home Expenses by Deborah Fowles

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