Recession Watch

03/09/2010
Ways to Stop Wasting Food and Save Money

On average, American households waste 14 percent of their food purchases. That is a huge amount if your household matches the average. This means that for every $100 you spend on your groceries, $14 worth of it turns into wasted food.
By learning a few tips and techniques, you can cut down on food wastage, and possibly even completely eliminate your food wasting habits...Full Article

03/09/2010
Today's Quick Financial Survival Tip

Bike to work: It will save you a lot of money and will be good exercise as well.

 

03/05/2010
Lower Your Power Bill by Reducing Energy Costs

Electricity bills can be very expensive. In the summer we need to use the air conditioning, and In the winter we need heating. On top of that, all year round we require the use of the lights, tv, computer, and many other appliances. However, by learning to change our regular habits and by making some simple adjustments, we can reduce our energy consumption, and therefore save lots of money on future electricity bills...Full Article

03/05/2010
Today's Quick Financial Survival Tip

Print savings. If you decide you really must print something off the internet, check “Print Preview” first then Print only 1 page. You’ll be surprised how often you can save your printer from using a second sheet of paper (and ink!) if you know there is only one or two unnecessary lines that would appear on it.

03/03/2010
Finding a Safe Bank That Won't Collapse

For anybody that has been paying attention to the news for the last year, it's obvious that the banking and financial sectors have not been performing at the same level of average people's expectations.

With one bank collapsing after another from mid 2008 through early 2009—will there still be more collapses to come?—Americans are desperate to know if their financial institution is part of or above the rot eating its way through national and international banking. Here we will discuss a few ways to discover which banks are safer for your deposits, with a few specific mentions of credible institutions, as well as mention of which monitoring and rating agencies you can visit to corroborate your current or future bank's health...Full Article

03/03/2010
Today's Quick Financial Survival Tip

Keep healthy by getting out of the office during your lunch break: Regardless of whether it's a 30 minute or an hour-long lunch break, make it a point to get out of the office and take a stroll around your building or the neighborhood.

 

03/02/2010
Important Money Lessons to Teach your Children

The most common way that people learn about personal finances is from their parents whilst growing up. For this reason, it is vitally important that you begin teaching your kids about money from as early an age as possible. This way, when your kids grow up, they will be less likely to make bad money decisions, and less likely to fall into debt. This guide details some important money lessons to teach your children...Full Article

03/02/2010
Today's Quick Financial Survival Tip

Save money on gas by combining car trips when doing errands and shopping.

03/01/2010
Ways to Delay the Foreclosure Process

The US housing market bubble burst long ago, and many American home owners have already been served with a foreclosure notice, or soon will be.

Not fulfilling your monthly mortgage payments will sooner or later result in foreclosure, and since so many Americans can no longer pay their mortgages—due to the almost criminal practices of banks and lenders in recent times—a lot of families are left thinking, “How can I delay my home's foreclosure?” Fortunately, there are creative and efficient ways to delay the foreclosure process, which is exactly what this article is all about!...Full Article

03/01/2010
Today's Quick Financial Survival Tip

With a group of friends, take turns in hosting a dinner and DVD night. Not only is this fun but also a good money saver.

02/26/2010
Donate Plasma and Get Paid

If you are in need of some extra cash but do not have much spare time, consider making a paid plasma donation.

Although the process is a little more complex than that of donating blood, the big advantage is that, unlike with blood, one can make multiple plasma donations a month. For 3-4 hours weekly, you could donate plasma and get paid up to $280 a month, and by doing so, you will also be helping others and potentially saving lives.
Lets look at this in more detail...Full Article

02/26/2010
Today's Quick Financial Survival Tip

Start using cash for groceries. It will force you to think harder about every item in the cart!

02/25/2010
Non-Lethal Weapons of Self-Defense: Pepper Spray

There are many ways to protect yourself with non-lethal weapons, and in recent years, pepper spray has become an increasingly popular option.

Not only is pepper spray very cheap, but it is also light in weight, portable, and easy to use.
Although effective if used correctly, pepper spray isn’t the weapon of choice for everyone, and there are a few things to take into consideration when trying to decide wether or not to make your first pepper spray purchase.
This article should help to point you in the right direction...Full Article

02/25/2010
Today's Quick Financial Survival Tip

Refill foam soap containers with a mixture of water and liquid hand soap. You can use dollar store hand soap, or any kind of body wash or shampoo that you may not like using for the intended purpose.

02/24/2010
Party Tips: Throwing a Party on a Very Tight Budget

Your party budget is small or nonexistent but you still want to celebrate, and you can! Throwing a party on a tight budget isn’t just possible; it’s a time-honored tradition!

From ‘rent parties’ thrown to keep artists and young professionals living indoors to charity smokers thrown to raise money to help pay someone’s hospital bills, people have been throwing low cost parties for as long as there have been people.

The following cheap party tips can help you to have plenty of fun with friends and family without breaking the bank to do it...Full Article

02/24/2010
Today's Quick Financial Survival Tip

Buy generic over-the-counter medicines. They are exactly the same as their branded counterparts and cost less.

02/23/2010
Get Paid to Test Usability of a Website

If I told you that you could earn $10 for 20 minutes of work, would you do it? If so, then read on....
In the past, website owners have had to avoid putting their website through the usability testing process, largely due to the extremely high costs.

Recently, a new concept created by UserTesting.com, has not only given website owners the chance to get an in-depth review of how well a website works, but it has also given you the chance get paid for testing website usability...Full Article

02/23/2010
Freebie Alert: Free Small Tea or Coffee at Borders

Receive a FREE One-week Supply of Moore Unique Clear Skin Anti-Bacterial Acne Wash. Simply fill out this form.

More Freebie Alerts...

02/23/2010
Today's Quick Financial Survival Tip

Get tires from Costco or other wholesale clubs. Simply put, they cost a lot less than buying them at the dealer or even a chain tire store.

 

 

02/19/2010
Overcoming Depression with Natural Techniques

Fighting with stress and anxiety takes its toll on even the strongest of souls. These days, it seems like circumstances have conspired to make this struggle even more difficult:

The economy is back-tracking, and many American's find that their personal finances are in a mess, they have no line of credit, and their mounting debt—along with whatever other personal, emotional issues that may be affecting them—make it really hard to avoid falling into a depression. With this situation in mind, here are some helpful pointers to keep present when you are feeling depressed and need to get over it...Full Article

02/19/2010
Today's Quick Financial Survival Tip

Send away for and follow up on rebates. After you buy a product with a rebate, send in the form that day. Then mark your calendar to remind yourself to follow up with the rebate company if the check hasn't show up.

 

 

02/18/2010
How to Overcome Anxiety Naturally

With unemployment heading into double digits in many states, foreclosures at an all time high, and no end to the current banking crisis in sight, anxiety is a natural human response. Almost anyone would be worried and tense in the current economic climate, but acknowledging the realistic fear that hides behind anxiety is rarely enough to calm the feeling. Overcoming anxiety is challenging when you’re out of work or short on funds, but there are lots of good reasons to learn to overcome feeling anxious.

Sustained anxiety is known to cause the level of the body’s ‘flight or fight’ hormone (called cortisol) to become permanently elevated. Elevated cortisol levels are associated with greater risk of heart attack, stroke, and some forms of cancer, and are also known to cause fat to accumulate around the midsection even when a person is eating normally. Plus, feeling chronically anxious makes it difficult to make good, rational decisions when quick thinking is necessary. The tendency to overreact is strong, and besides, anxiety feels lousy...Full Article

02/18/2010
Today's Quick Financial Survival Tip

Invest in a deep freezer. A deep freezer, after the initial investment, is a great bargain. You can use it to store all sorts of bulk foods, which enables you to pay less per pound of it at the market.

 

 

02/17/2010
Increase Profits by Outsourcing Your Work

When most people think of business outsourcing, they immediately imagine huge corporations shipping customer service and IT jobs overseas, but the truth is, outsourcing is becoming a great new way for small business owners to reduce costs, increase efficiency, and maximize profits.

When you learn how to outsource projects and tasks that are not the central purpose of your small business, you free up your time and energy to focus on whatever it is that your specific business does best. Some examples of small business projects and tasks that can be economically and productively outsourced, are office work, writing and design work, marketing and web-based retail, public relations, specialist and expert consulting and help, and various management service...Full Article

02/17/2010
Today's Quick Financial Survival Tip

Master the thirty day rule - Whenever you’re considering making an unnecessary purchase, wait thirty days and then ask yourself if you still want that item.

02/15/2010
Organic Grocery Shopping on a Budget

For some people, eating organic produce is not important. For others, eating organic is seen as a way to consume more nutritious foods, and avoid those unhealthy pesticides, hormones, and chemicals that are often added to conventional food.

If you have already read the “Frugal Grocery Shopping on a Budget” article, you will have received some general grocery shopping tips, but here are some ways showing how you can save money on organic produce...Full Article

02/15/2010
Today's Quick Financial Survival Tip

Baby Food: Instead of buying expensive baby food, make your own. You can use fresh vegetables such as peas, green beans or corn; run it through the blender; and then freeze individual servings in ice cube trays.

02/12/2010
How to Negotiate a Rental Lease

It's incredible how often renters get intimidated into unfavorable leases because they didn't do enough market research, they weren't willing to engage in some good old fashioned bargaining, and they didn't check out what their local and state tenant rights were.

It just doesn't have to be this way, and with a little knowledge—and hey, a good track record with solid references from previous landlords and a strong credit report won't hurt—prospective renters can manage to negotiate a rental agreement that is a lot more in their favor than the original agreement presented by the landlord. Here's a few steps to keep in mind when undertaking this important process...Full Article

02/12/2010
Today's Quick Financial Survival Tip

Cash out your savings. Rather than paying 18% or more a year on your credit card debt, cut your credit card debt by using your savings to pay off the bill. Even if your savings is earning you the stock market average of 11%, you're still paying out more than you're earning. Paying off the debt is like earning 18% risk free.

02/11/2010
Reduce Your Taxes and Increase Tax Refund

Last November, just as I was getting ready for the run up to Christmas, Citibank decided it was a good time to cut my credit limit by 60%.

This sickening event threw my Christmas budgeting into complete disarray and my head spinning into a swirl of emotions that included fear, hatred, and revenge. I felt so let down, even betrayed, by a company to whom I had always paid on time, but I decided to just bite the bullet and try to get through the season of goodwill and Christian charity as best as I could. Now they have once again changed my credit card's conditions and want to raise my interest rates ...Full Article

02/11/2010
Today's Quick Financial Survival Tip

Become an Online Juror. Even Lawyers need to practice! There are places such a eJury and TrialJuries.Com that stage mock trials. The Jurors get paid anywhere from $5 to $60 depending on how complex the case is.

02/10/2010
Reduce Your Taxes and Increase Tax Refund

Most people wait until right before they have to file to start thinking about how to reduce taxes and increase the size of an income tax refund.

While late is better than never, the best strategy is to prepare for lowering income tax on next year’s personal return at the same time you are looking for money saving tax strategies on this year’s return.
Happily, there are a number of easy steps you can take right now to increase your tax refund and reduce taxes both now, and in the future.
Here are some tips and tricks ...Full Article

02/10/2010
Today's Quick Financial Survival Tip

Cancel subscriptions. Almost everything can be found online for free, so why bother paying for subscriptions?

 

02/09/2010
Making Money with Your Photos

These are certainly the times where more than ever before our personal skills and talents are proving absolutely vital in the quest to earn a living. As people continue to lose their conventional jobs to the economic grind-down, many are now embracing their talents to make decent incomes – photography is one such talent through which thousands, if not millions around the world are earning very respectable incomes. Selling your photos may just be the thing for you regardless of whether you are a professional photographer or not. Provided that you are armed with a camera and knowledge of where to trade-in your work profitably, you may never have to think about a conventional 9 to 5 job anymore...Full Article

02/09/2010
Today's Quick Financial Survival Tip

Use cash when you buy! There have been studies that show that consumers who use cash to make purchases save 18% more than their counterparts who use credit cards.

 

02/08/2010
Keep Your Car From Being Broken Into

The times are lean enough currently and any type of loss should be prevented by putting in place useful measures to that effect. Any loss involving your car, be it a break-in or indeed the theft of the vehicle, will set you back financially. Rather than spending money to make repairs to your car or buying a new car you are best advised to take preemptive measures, some of which don’t involve spending, to keep your car from being broken into and/or stolen. These are some of the car security tips you can put to use...Full Article

02/08/2010
Today's Quick Financial Survival Tip

Buy refurbished macs. This is a great way to get Apple products at an affordable price

02/05/2010
How to Invest in Foreign Currencies

The current economic woes have contributed to the flopping of the traditional investment destinations, including real estate and the stock market, and this has forced many people to start considering alternative places to make money. Investing in foreign currencies is without doubt one of the soundest investment options open to you. This is an investment avenue whose money-making potential has long been overlooked by a great many people, largely because the intricacies of the forex market are considered somewhat complex. Learning the ropes of this market is not as daunting a prospect as at may seem at first, and once you grasp the basics you could soon be on your way to making respectable amounts of money. This is what you need to know...Full Article

02/05/2010
Today's Quick Financial Survival Tip

Get rid of your home telephone. This is a great way to save money. Many don't do it because of the 911 service, and that's understandable. But if you're comfortable relying on a cell phone, there's no reason to keep a land line. If you do, consider reducing your service to the minimum and only use the phone in an emergency.

02/04/2010
Ways to Get a Cost-Effective Psychic Reading

Many of us would like to get an accurate psychic reading at the least expense, but knowing exactly where to source for the service has remained a troublesome stumbling block. The very nature of the service required, i.e. something associated with the paranormal, does little to assuage the situation; seekers of psychic reading services are almost always apprehensive about whether the psychics they want to consult are the genuine thing. By and large, many people have erroneously concluded that the best psychic readings will be offered by a clairvoyant who charges exorbitant rates.

The truth of the matter is that psychic readings don’t have to be expensive to be accurate or authentic. You may actually get a helpful reading from a psychic service that charges really cheaply as opposed to a service that charges hundreds of dollars, in addition to demanding that you make a booking three months in advance...Full Article

02/04/2010
Today's Quick Financial Survival Tip

Buy your car over the internet: Search the internet for information on the car you want and then send e-mail requests to dealers for the best price.

02/03/2010
Build a Website and Make Money With Google Adsense

Coping with the hard economic times that we are currently living in calls for one and all to step out of their comfort zones and find novel ways of making money. One of the ways through which virtually everyone can earn respectable sums of money in due time, is by building/owning a website and using it to generate revenue. A website earns income in at least two ways i.e. from advertising revenue and the selling of goods and services. It is the former aspect that forms the subject of this enterprising article.

We all know that all forms of conventional advertising are a great income generating activity – the lot of us can make money off the industry, albeit online and with owning a website as a prerequisite. Once a website is in place, you can choose to either go with AdSense or with affiliate programs. Google’s AdSense is without a doubt the most preferred of the two options and this is the reason we’ll dwell on it a little bit more. Since both methods require a website, it is only apt that we begin by describing how these come into being....Full Article

02/03/2010
Today's Quick Financial Survival Tip

Check the insulation in your home. Extra insulation can easily pay for itself in one or two years, and it helps save the environment, too.

 

 

02/02/2010
Struggling to Pay the Mortgage? Now What?

We are living in austere times where many people are finding their mortgage payments sometimes uncomfortable, sometimes impossible.

As a response to the exceptional economic climate, the government has adopted new measures and mortgage lenders are aware that they have to develop approaches to their dealings with borrowers. In all personal finance issues there are specific ways and means to improve difficult situations, re-negotiating your mortgage is no different...Full Article

02/02/2010
Today's Quick Financial Survival Tip

Drink less alcohol: It costs money and ads calories.

02/01/2010
Steps to Maintaining a Positive Attitude

Stressful times call for positive thinking. Learning to maintain a positive attitude can mean the difference between triumphing over difficult circumstances and succumbing to them.

The benefits of thinking positively are well known and worth considering. However, it’s not always easy to hold the mind steady when fear and uncertainty enter our lives. Cultivating a positive outlook will help you survive hard times if and when they happen, by keeping you in a state of grace that helps wisdom and provision surface and become available to you; just when you need it most...Full Article

02/01/2010
Today's Quick Financial Survival Tip

Pay car insurance semi-annually. Most insurance companies offer quarterly and semi-annual payment options. It costs more to pay quarterly, and twice a year is more convenient anyway.

01/29/2010
What to do When You Lose Your Job

Finding affordable housing is a challenge during tough economic times. Subsidized housing often comes with stringent income requirements, and you can almost count on spending up to two years on a government waiting list even after your application is approved, (if it is approved).

What if you could live rent-free without waiting for subsidized housing? The good news is that free housing isn’t just a pipe dream; it’s a common of perk that comes with many paid jobs, and it’s also possible, using a bit of creative thinking and some initiative, to set up your own house sitting or nanny service that covers the cost of housing while giving you a regular income too...Full Article

01/29/2010
Today's Quick Financial Survival Tip

Convert to a gas water heater: They are more efficient and will save you money in the long run.

01/28/2010
10 Ways to Live Without Paying Rent

Finding affordable housing is a challenge during tough economic times. Subsidized housing often comes with stringent income requirements, and you can almost count on spending up to two years on a government waiting list even after your application is approved, (if it is approved).

What if you could live rent-free without waiting for subsidized housing? The good news is that free housing isn’t just a pipe dream; it’s a common of perk that comes with many paid jobs, and it’s also possible, using a bit of creative thinking and some initiative, to set up your own house sitting or nanny service that covers the cost of housing while giving you a regular income too...Full Article

01/28/2010
Today's Quick Financial Survival Tip

Get DVDs from Red Box: If your library doesn't offer DVDs, get your moves from Red Box. It costs just one dollar per night. You can find Red Box locations here.

01/27/2010
Learn a New Language Without Going Broke

The conventional ways of learning a new language are often quite expensive. These are lean times and every expense needs to be trimmed to manageable levels. Learning a new dialect need not be hard on your wallet – there are ways and means by which you can muster a new tongue, and the best thing is that most of these are absolutely free...Full Article

01/27/2010
Today's Quick Financial Survival Tip

Shop at Closeout Stores: They may not be pretty, but you can find great deals at stores like Big Lots, Marshalls and TJ Maxx.

01/26/2010
How to Apply for Government Housing Assistance

Foreclosure rates have hit an all time high in the U.S., and many people are out of work or homeless. Tent cities are springing up on the edges of major metropolitan areas. How can you find subsidized housing, Section 8 housing, or rental assistance before you need it, so you don’t end up on the streets when times get hard?

Applying for government housing assistance can be frustrating, and the process can be lengthy. The earlier you get started the better the chances you will be able to receive help in a timely fashion.
Becoming familiar with what kind of help is available and what the requirements are for the various programs is a good place to start. Help is available, but most programs have income limits and various other requirements, so knowing where to go and what to have ready when you apply is important. The following resources will help you get started...Full Article

01/26/2010
Today's Quick Financial Survival Tip

Shop around for gas: Before you pull over and start filling up, shop around for the cheapest place to get gas.

 

 

01/25/2010
What to do if Your Unemployment Benefits Run Out

There are many people around the country who have lost their jobs to the financial repercussions of the economy’s recession. An increasing number of these people have been forced to rely on unemployment benefits as they look for work. Jobs are however very scarce, and many people’s unemployment benefits run out before they can get employment.

It is possible to access extended unemployment benefits if you meet the following criteria...Full Article

01/25/2010
Today's Quick Financial Survival Tip

Avoid fashion trends: Don't spend a ton of money on an item that you won't want to wear next month. Stick with classic styles that you'll wear often.

01/22/2010
Prioritizing Your Expenses

In times of recession we are faced with some tough financial decisions. In order to make informed choices, you need to take stock of all aspects of your financial picture, learn to prioritize your bills and expenses, and adjust accordingly.

Prioritizing your expenses is a key component to conquering your debt; it will give you an opportunity to really examine your spending habits and figure out what’s truly important and what isn't.
Figuring out which bills need to be paid first and why, and which obligations can be eliminated or postponed, will help you create a plan for surviving tough financial times. You may even come out on the other side of this recession in better shape than before!...Full Article

01/22/2010
Today's Quick Financial Survival Tip

Landscaping with the right mix of trees and shrubs can lower your energy bills by blocking winter winds or the summer sun.

01/21/2010
Ideas to Recession Proof Your Business

In case you failed to notice, let's take one second to let the reality sink in: the economy is in pretty awful condition. No matter what news outlet you turn to, there is no avoiding the dire forecasts and stagnant performance data.

Consumers are tightening their belts more than just a notch or two, and some of the biggest names in the global economy have come tumbling down from previously-untouchable thrones. Yet, this does not have to mean that small business owners need to take the fall along with the others. With some foresight and ingenuity, you can recession proof your business, beat the recession...and even turn it to your favor!...Full Article.

01/21/2010
Today's Quick Financial Survival Tip

Get a home energy audit every couple of years with your power company to find ways to cut costs.

01/20/2010
Investment Opportunities During a Recession

Every recession or economic downturn brings unique investment opportunities.

While most people think about pulling back and maximizing liquidity during economically challenging times, it pays to be on the lookout for investments that might not be as attractive (or as affordable) when the economy is hotter. Certain approaches to investing in a recession are tried and true. Others require a bit more creative thinking and a willingness to take a risk.
Here are some basic principles for choosing recession-proof investments and prospering even when times are tough...Full Article

01/20/2010
Today's Quick Financial Survival Tip

Most parks are free, especially if you are not camping. Pack a picnic lunch or bring some barbecue. Try out different parks in your area until you find your favorites. Bring a frisbee and a dog!

01/19/2010
Invest in Silver to Protect Your Wealth

Human history has long attested to the continuous value of precious metals such as silver, gold, platinum, and others. It's just a part of our human nature that, rather than cheap pieces of paper with somebody's signature on them, we trust in the virtually guaranteed value of rare, beautiful products of the Earth over time.

For this reason, every time there is some sort of economic recession or crisis, we always hear of the famed “rush to precious metals” story. Coincidentally, the precious metal that has been considered the most accessible, as well as among the most valuable, would have to be silver, whose long and proud heritage as a bearer of worth give it one of the best reputations in today's precious metals market.
Today is a good time to be thinking of investing in silver, given the current state of the economy...Full Article

01/19/2010
Today's Quick Financial Survival Tip

Check your receipt: Before you leave the store, take a glance at your receipt to make sure everything checks out. Items may ring up at an incorrect price or be scanned too many times.

01/18/2010
Ways to Lower Your Medical Bills

It is a fact that the ailing economy has made it increasingly difficult for people to sustain their desired quality of life, even in aspects of healthcare. More and more people are being forced to settle for cheaper health plans and indeed the medical fraternity is now being forced to contend with multiple patients with struggling financial statuses. Medical bills do sometimes soar to unmanageable levels but negotiating them down will definitely help lower them, and in so doing, make their payment somewhat easier

The negotiating down of medical bills is a practice that is fast becoming commonplace in labs and hospitals around the country. Your request for bill negotiation will therefore hardly shock any facility’s accounting department. Depending on the insurer that the medical facility is working with, there may be as many as a dozen rates for an identical procedure. As such, accounting departments will always find a fitting payment bracket that will work for your situation. There are however some effective tips that will help you successfully lower your medical bills through negotiation, and it is these that are highlighted here...Full Article

01/18/2010
Today's Quick Financial Survival Tip

Pay off the balance: As soon as you get your statement, if possible, pay off the balance. Minimum payments don't cover much more than the interest charge.

01/15/2010
How to be Supportive for Your Unemployed Partner

The sorry state of the economy certainly becomes sorrier for you if you are living with an unemployed husband, wife, or partner. For the while that this partner is out of a job, all the financial responsibilities may be yours to bear and this task can be quite challenging and sometimes very frustrating. In the midst of all the unpleasantness, you are still obligated to be helpful and supportive of your partner – you just never know when you’ll need his/her assistance in the future. Your partner needs your input in as far as staying optimistic and motivated is concerned, and indeed to find work. Lots of patience and love are required of you. How do you offer this help and support?...Full Article

01/15/2010
Today's Quick Financial Survival Tip

Board Games: Invest in some board games and have some great and cheap family fun at home.

 

 

 

01/14/2010
Foreclosure, Short Sale or Bankruptcy?

The turbulent economic times that we live in have exposed lots of people to the risky repercussions of being unable to maintain their mortgage payments. The immediate consequence of defaulting on mortgage payments is losing a home. Crushing as this may be, people who have suffered this fate also have to contend with the long term realities of a devastated credit score.

There are some options to consider when the inability to make mortgage payments becomes a reality and these come in the form of a foreclosure, short sale, or bankruptcy. Each of these options has its advantages and disadvantages and are therefore beneficial to different people facing different financial situations...Full Answer

01/14/2010
Today's Quick Financial Survival Tip

Drive the speed limit: Instead of dropping the pedal to the floor to save a few minutes, set your car’s cruise control and go the speed limit. You’ll cut down on your gas mileage a significant amount.

 

 

01/14/2010
MA Compared to RI for Unemployment Benefits

Question: Last year I worked and then collected benefits from MA. This year I worked in RI. Does MA pay more in unemployment checks than RI? ...Helen

Answer: Massachusetts pays the highest unemployment insurance compensation in the country compared to any other state, paying up to $900 weekly depending on eligibility. Rhode Island is actually second in the list, paying a maximum of $660...Full Answer

01/13/2010
Today's Quick Financial Survival Tip

Pay on time: Late payments are messy. They incur fees and allow the credit card company to raise your interest rates. Make a note on your calendar and pay ahead of time.

01/12/2010
Get Low Cost Pet Care and Cheap Pet Supplies

People just cannot live without pets: they're our best friends and they're loyal companions. Every single culture on the planet has developed intense bonds with certain species of critters, and the bond that unites humans and animals is universal. Yet, taking care of a much loved companion can make the average pet owner incur significant costs, which is why it is a good idea to do some research before dedicating one's self to buying supplies and getting veterinary care from a particular source.

Thanks to the variety of options presented by the internet, shopping for affordable pet insurance and getting cheap pet supplies has never been easier...Full Article

01/12/2010
Today's Quick Financial Survival Tip

In case of emergency: Consider your credit card a safety net. Don't use it for anything that you don't absolutely need.

 

01/11/2010
Improve Your Car's Gas Mileage

For most people living in the U.S., it is hard to avoid the need to have and drive a car. Not only do you have to worry about the price of the car, you also have to be concerned with the maintenance costs, insurance costs, and of course, gas. Filling up your gas tank once or twice a week can start to add up. The good news is that there are some simple steps you can take to make your car more fuel efficient by up to 30%, which will translate to better gas mileage and 30% of your gas money saved...Full Article

01/11/2010
Today's Quick Financial Survival Tip

Pay on time: Late payments are messy. They incur fees and allow the credit card company to raise your interest rates. Make a note on your calendar and pay ahead of time.

01/08/2010
Increase Your Value at Work and Your Job Security

With the economy in the shape it's in, most Americans are thinking of how important it is to stay employed—a quality which many have unfortunately not been able to retain. In all reality, getting laid off at this point would be disastrous for the average citizen, as the majority of employers are not looking to take on new staff. Therefore, learning how to be more valuable to your employer than you have ever been before is something that a lot of people should be (and are) undertaking...Full Article